At Equities and Beyond, we strive to ensure transparency and clarity in all transactions. Please read our payment policies carefully before using our services. By making payments through our website, you agree to comply with these policies.

1. Accepted Payment Methods

We accept the following payment methods for transactions:

• Credit/Debit Cards: Visa, MasterCard, American Express, etc.
• UPI and Digital Wallets: Google Pay, Paytm, PhonePe, etc.
• Bank Transfers: Details will be provided upon request.
• Other Online Payment Gateways: As listed on the Website during checkout.

All payments are processed through secure, trusted third-party gateways to ensure the safety of your information.

2. Payment Terms

• All payments must be made in full at the time of booking or subscribing to our services unless otherwise agreed.
• Partial payments or installment options may be available for select services. Contact us for more details.
• Your payment confirms your acceptance of our services and associated terms.

3. Refund Policy

Equities and Beyond follows a No Refund Policy, except under the following circumstances:

• The service you paid for could not be delivered due to unforeseen issues on our end.
• Technical errors, such as duplicate transactions, occurred.

Refund requests must be submitted via email to support@equitiesandbeyond.com within 7 business days of the transaction. Refunds will be processed within 10–15 business days after approval.

4. Cancellation Policy

• If you wish to cancel any service, you must notify us in writing via email at support@equitiesandbeyond.com.
• Cancellations may be subject to a cancellation fee, depending on the nature of the service and its progress.
• For investment-related services (e.g., MLDs, NCDs, PMS), cancellations will be governed by the policies of the respective financial institution or partner.

5. Service Charges

All prices listed on the Website are inclusive of applicable taxes, unless stated otherwise. Additional service charges or fees may apply depending on the selected payment method or service.

6. Failed or Declined Payments

• In case of payment failure, ensure that you have entered the correct payment details and retry.
• If your payment is declined, please contact your bank or payment provider.

We are not liable for any fees, charges, or delays caused by payment failures.

7. Security and Fraud Prevention

• All payment transactions are secured through SSL encryption and trusted payment gateways to ensure the protection of your financial information.
• Equities and Beyond reserves the right to cancel any transaction suspected of fraud or misuse.

8. Dispute Resolution

In the event of a payment dispute, you may contact us at support@equitiesandbeyond.com. We will investigate and attempt to resolve your concern in a timely manner.

9. Changes to Payment Policies

We reserve the right to update or modify this Payment Policy at any time without prior notice. Changes will be effective immediately upon posting on the Website. Please review this page regularly for updates.

10. Contact Us

For any questions or concerns related to payments, please contact us:

Equities and Beyond
Email: support@equitiesandbeyond.com