Maximize Returns with Non-Convertible Debentures
Non-Convertible Debentures (NCDs) are an excellent investment option for those seeking steady returns with fixed tenures. At Equities and Beyond, we guide you in choosing NCDs that match your financial goals and risk appetite, helping you generate predictable income with ease.
What Are Non-Convertible Debentures (NCDs)?
NCDs are debt instruments issued by companies to raise capital, offering investors fixed interest over a specified period. Unlike convertible debentures, NCDs cannot be converted into equity, making them an ideal choice for investors focused on stable income rather than equity-linked growth.
Key Features of NCDs
- Fixed Returns: Enjoy predetermined interest rates, unaffected by market volatility.
- Liquidity: NCDs are listed on stock exchanges, providing flexibility to trade before maturity.
- Security: Depending on the issuer, NCDs can be secured, offering additional protection for your capital.
- Flexible Tenures: Choose between short-term and long-term options to suit your financial plan.
Benefits of Investing in NCDs
- Reliable Income: Regular interest payouts help in managing recurring expenses or creating a passive income stream.
- Portfolio Diversification: Add stability to your investment portfolio with low-risk debt instruments.
- High Interest Rates: Compared to fixed deposits, NCDs often offer higher returns.
Our Approach to NCDs
At Equities and Beyond, we focus on identifying NCDs from credible issuers, ensuring your investments are secure and aligned with your goals.
Here’s how we help:
- Comprehensive research on issuer credibility and credit ratings.
- Recommendations tailored to your risk tolerance and return expectations.
- Updates on interest payouts and market movements.
Who Should Invest in NCDs?
- Investors seeking stable returns with minimal risk.
- Retirees looking for predictable income.
- Individuals aiming to diversify their portfolio with fixed-income instruments.